Fintech & Payments
Grow in fintech with payment innovation, compliance frameworks, and financial inclusion strategies.
Fintech & Payments Insights
Fintech and payments are booming in SEA but face regulatory hurdles. In this section, we cover licensing options, compliance frameworks, and partnerships with banks. You’ll learn strategies for building trust and scaling payment products across fragmented markets.
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FAQs: Fintech & Payments
Why is SEA one of the fastest-growing fintech regions?
Over 70% of SEA adults are unbanked or underbanked, creating demand for digital wallets, BNPL, and alternative lending. The region also has a young, mobile-first population.
What fintech segments are scaling fastest?
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Payments & wallets (GrabPay, GCash, MoMo).
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Lending platforms (Akulaku, Kredivo).
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Wealthtech (StashAway, Syfe).
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Insurtech (PolicyStreet, Igloo).
How do regulations affect fintech in SEA?
Each country has unique licensing regimes. Singapore is progressive with MAS sandbox frameworks, while Indonesia and Vietnam impose stricter controls. Startups often partner with banks to navigate regulations.
What are common fintech adoption challenges?
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Low financial literacy.
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Fraud and cybersecurity risks.
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High customer acquisition costs.
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Patchy interoperability across payment systems.
How do fintechs scale across SEA?
Successful fintechs adopt a “local-first, regional later” approach, tailoring compliance, partnerships, and products to each market before expanding regionally.
Smarter Moves, Faster Growth
Industry-specific insights to help SaaS, fintech, healthtech, and more thrive in SEA.
